Course of Construction (Builder's Risk) Claims
Your construction project has been stalled by a disaster, and costs are increasing every day of delay. You call your insurance company to let them know what happened and hope they can send an adjuster quickly so you can begin building again quickly. Unfortunately, your insurance adjuster is taking their time in getting back to you. The issue is that you have now become a liability to the insurance company. You are no longer an asset despite always paying your premiums on time. How can you be sure that the insurance company will consider your project's hard and soft costs, such as lost income? Our licensed public adjusters and construction estimators account for all costs in your course of construction claim.
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You just suffered serious damage to your building and are wondering what to do next.
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You call your insurance company and wait for an adjuster to come out, hoping they will have your best interests at heart.
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You move from the asset side of your insurance company's ledger to the liability side.
We Can Help
Knowing everything you possibly can about the "fine print" of your insurance policy before you have any substantive dialogue with your insurer is critical. Know what you are covered for and how to claim it. What you say to your insurance company's adjuster and how you say it can make a dramatic difference in how much you get paid. The more you know, the better the results.
Course of Construction Factors To Consider
Be sure to understand each of the following factors before engaging with the insurance company. Knowledge is the key to a successful claim outcome.
- What is my agent's/broker's role?
- Why is a claim strategy so important?
- What do I need to know about the insurance company's experts?
- What are considered hard costs?
- What are considered soft costs?
- How quickly can I start rebuilding following a loss?
- How can the insurance adjuster represent both me and the insurance company?
Course of Construction References
In addition to the 5,000+ references on our list, here are some well-known names in the Building industry we have helped.
- California Coast Development Group
- University of California, Davis
- Carson City Center, Thomas Safran and Associates
- Colpitts Development Company
- Federal Deposit Insurance Corporation (F.D.I.C)
- G. H. Palmer & Associates
- Haggart Luxury Homes
- J & R Film Company
- J.R. Designs
- Jean M. Kerkorian
- Mary's Lake Water Treatment Plant Jennison Construction Company
- Midway Offices LLC
- Peter Neuwirth
- Murray Ozer Development
- Pacific West Construction
- Gunnar & Ute Qualmann
- Rusty Pelican Restaurants
- Santana Row / Federal Realty Investment Trust
- Dan & Tomie Thompson
- Tierra Pointe Apartments
- Tiffany Properties Construction Services
The Difference Public Adjusters Make
We work exclusively for YOU, not the insurance company. Our insurance professionals have managed and negotiated thousands of claims for nearly every type of natural and man-made disaster. Local in our approach, we have over forty offices across the U.S. and Canada, and an unmatched network of expert resources to efficiently mobilize and be at your side.